Apply by:
March 31 - for priority processing, and fee deferral requests.
Choose the right option for you:
Non-degree students are not eligible for OSAP unless they intend to take a course that is a requirement for entry for post-graduate studies, and has not been previously completed. Students in this situation can provide documentation from the admissions office of the graduate school they are planning to attend to confirm the specific pre-requisite requirements for entry into their program.
To qualify for an extension of your full-time loan, OSAP requires that you complete a minimum number of credits for the summer session. Use the chart below to determine how many credits you must take for your study period:
| Study Period | Minimum Credit Requirements |
|---|---|
| May to August (Y session, or F + S terms) | 1.5 credits or 1.0 credit for students with a documented permanent disability, or documented persistent or prolonged disability |
| May to June (F term) | 1.0 credit or 0.5 credit for students with a documented permanent disability, or documented persistent or prolonged disability |
| July to August (S term) | 1.0 credit or 0.5 credit for students with a documented permanent disability, or documented persistent or prolonged disability |
Do not submit a new application through the OSAP website, as this will cause delays and potential reduction in your funding.
OSAP requires that you complete a minimum number of credits for the summer session. Use the chart below to determine how many credits you must take for your study period:
| Study Period | Minimum Credit Requirements |
|---|---|
| May to August (Y session, or F + S terms) | 1.5 credits or 1.0 credit for students with a documented permanent disability, or documented persistent or prolonged disability |
| May to June (F term) | Not eligible |
| July to August (S term) | Not eligible |
If you choose to study part-time in the summer (0.5 - 1.0 credit), part-time OSAP loans are available to help you finance your education.
Before you apply, it's important to understand that you will carry two separate loans at the time of repayment: a full-time OSAP loan, and a part-time OSAP loan. As each loan is borrowed under different course load requirements, they are considered to be separate loans.
Use the chart below to determine how many credits you must take for your study period:
| Study Period | Minimum Credit Requirement |
|---|---|
| May to August (Y session) | 1.0 credit or less |
| May to June (F term) | 0.5 credit |
| July to August (S term) | 0.5 credit |
After You Apply
Check Your Status
- Login to the OSAP website to view your assessment details 4-6 weeks after you submit your application.
- You will receive updates from OSAP when they become available.
How and When Your Enrolment is Confirmed
U of T will automatically confirm your enrolment at the start of each term if:
- Your application is complete
- You are enrolled in the right course load for your full-time or part-time loan (waitlisted and interim courses do not count).
- Your registration status for Summer 2024 on ACORN says "Registered".
When Funding is Released
- 7-10 business days after your enrolment is confirmed.
- Full-time students will have their funding will be credited directly to their ACORN account.
- Part-time students will receive their funding directly and are responsible for paying their fees.
Students on OSAP Probation
OSAP requires you to pass at least 3.0 credits in 2 terms, or 1.5 credits if you're studying in one session only. Students with a documented permanent disability, or documented persistent or prolonged disability, must pass 1.0 credit per term.
If you’re on Academic Probation for OSAP, it means that you did not successfully complete your studies last year while you were on OSAP and that for the next academic year, your academic progress will be monitored closely. This happens if you don’t complete your required course load, or if you dropped classes after receiving your funding.
During your OSAP probation, you can still receive OSAP. However, you will be expected to pass the courses you registered for. If you pass your courses, then the Academic Probation restriction may be removed from your OSAP file. If you don’t pass your courses, then you may be restricted from OSAP funding for a minimum of 12 months.
Prior to enrolling for the Summer session, students who are on probation with OSAP are encouraged to speak with a Financial Aid Advisor.
Note: OSAP probation is not the same as being on academic probation with U of T.