Peyton Mok

Graduated: 2020

In 2020, amidst the upheaval of COVID, my graduation took an unconventional turn as I received my degree online, foregoing the traditional cap and gown ceremony. Despite these unique circumstances, I earned my Bachelor of Business Administration (BBA) degree, specializing in Management, with a double minor in Mathematics and Applied Statistics. Over 4 transformative years, Deerfield became more than a campus; it evolved into a haven where my passion for Mathematics and Statistics flourished, diverting me from the theoretical aspects of business.

My time at UTM was a rich tapestry of academic pursuits and life lessons. Here's a condensed blend of insights and advice for those on a similar path:

Nurturing Professional Relationships:

• Professors are not just educators; they are invaluable allies in both academic and professional journeys. Cultivate meaningful connections for future opportunities.

Academic Commitments as a Priority:

• Prioritize academic responsibilities over extracurricular pursuits, particularly for individuals contemplating postgraduate studies or embarking on their professional journey, where internship experiences/GPAs hold significant value.

Questions as Gateways:

• Questions are not obstacles; they are gateways to knowledge. Don't hesitate to seek answers to deepen your understanding. Embrace curiosity and seek clarification actively to deepen understanding.

Early Career Exploration and Skill Development:

• Commence your job search early, exploring potential career paths. Use job descriptions/requirements as a guide for skill-building while still in school.

Value of Continuous Self-Learning:

• Self-learning is highly esteemed in the professional realm. The journey of acquiring knowledge extends beyond graduation, with employers valuing individuals committed to continuous improvement.

Embracing Career Uncertainty:

• Career paths are rarely linear; embrace the uncertainty. Seek guidance from the wisdom offered by alumni, TAs, and professors to make informed decisions about your trajectory.

Fast forward to the present, and I find myself as a Fraud & AML Specialist at a trailblazing FinTech Start-Up. My role is multifaceted, involving the meticulous review of day-to-day transactions, identification of fraudulent trends, oversight of Anti-Money Laundering (AML) operations, and active participation in shaping the company's risk strategy. 

The journey that brought me here began with part-time roles as a Teaching Assistant during my 3rd year—a period that ignited a profound appreciation for education.  Initially drawn to the idea of pursuing a Master's in Education, practical considerations, particularly as an international student, led me to seek employment for financial stability post-graduation. This pivotal decision catapulted me into the world of banking before making a strategic shift to the dynamic FinTech industry. Currently, I not only find professional fulfillment but also contribute as a Math TA, bridging my passion for teaching with my newfound career path.

Can you share any industry insights?

In the realm of Risk and Compliance, meticulous attention to detail and a robust analytical mindset are indispensable. Identifying high-risk activities, especially in the realm of money laundering, necessitates a discerning approach. Compliance, with its focus on legal aspects, ensures adherence to regulations, safeguarding against financial penalties. As one ascends the professional ladder, decision-making, and analytical prowess assume increasing significance.

For further engagement or inquiries, I invite you to connect with me on LinkedIn: https://www.linkedin.com/in/peytonmok/